The real costs of credit access: Evidence from the payday lending market BT Melzer The Quarterly Journal of Economics 126 (1), 517-555, 2011 | 566 | 2011 |
Retail financial advice: does one size fit all? S Foerster, JT Linnainmaa, BT Melzer, A Previtero The Journal of Finance 72 (4), 1441-1482, 2017 | 317 | 2017 |
Unemployment insurance as a housing market stabilizer JW Hsu, DA Matsa, BT Melzer American Economic Review 108 (1), 49-81, 2018 | 275* | 2018 |
The misguided beliefs of financial advisors JT Linnainmaa, BT Melzer, A Previtero The Journal of Finance 76 (2), 587-621, 2021 | 205 | 2021 |
Mortgage debt overhang: Reduced investment by homeowners at risk of default BT Melzer The Journal of Finance 72 (2), 575-612, 2017 | 203* | 2017 |
Noncognitive abilities and financial delinquency: The role of self‐efficacy in avoiding financial distress CM Kuhnen, BT Melzer The Journal of Finance 73 (6), 2837-2869, 2018 | 119 | 2018 |
Competition in a consumer loan market: Payday loans and overdraft credit BT Melzer, DP Morgan Journal of Financial Intermediation 24 (1), 25-44, 2015 | 89* | 2015 |
Making the house a home: The stimulative effect of home purchases on consumption and investment E Benmelech, A Guren, BT Melzer The Review of Financial Studies 36 (1), 122-154, 2023 | 62 | 2023 |
Spillovers from costly credit BT Melzer The Review of Financial Studies 31 (9), 3568-3594, 2018 | 55 | 2018 |
Accelerator or brake? cash for clunkers, household liquidity, and aggregate demand D Green, BT Melzer, JA Parker, A Rojas American Economic Journal: Economic Policy 12 (4), 178-211, 2020 | 42* | 2020 |
Do household finances constrain unconventional fiscal policy? SR Baker, L Kueng, L McGranahan, BT Melzer Tax Policy and the Economy 33 (1), 1-32, 2019 | 35 | 2019 |
Loan contracting in the presence of usury limits: Evidence from automobile lending B Melzer, A Schroeder Consumer Financial Protection Bureau Office of Research Working Paper, 2017 | 28 | 2017 |
Financial advisors and risk-taking J Linnainmaa, B Melzer, A Previtero, S Foerster Unpublished manuscript, 2018 | 17* | 2018 |
The costs and benefits of financial advice S Foerster, J Linnainmaa, B Melzer, A Previtero 2014 AEA discussing paper in the session of Household Finance, 2014 | 13 | 2014 |
Investor protections and stock market participation: an evaluation of financial advisor oversight J Linnainmaa, B Melzer, A Previtero, S Foerster Work. Pap., Indiana Univ., Bloomington Google Scholar Article Locations …, 2022 | 7 | 2022 |
Who pays the price? Overdraft fee ceilings and the unbanked J Dlugosz, B Melzer, DP Morgan Overdraft Fee Ceilings and the Unbanked (June 1, 2021). FRB of New York …, 2021 | 5 | 2021 |
Payday loans increase SNAP, reduce child support payments BT Melzer UC David Center for Poverty Research Policy Brief 2 (6), 2013 | 4 | 2013 |
Dual Credit Markets: Income Risk, Household Debt, and Consumption DA Matsa, B Melzer, M Zator Household Debt, and Consumption (July 7, 2023), 2023 | 1 | 2023 |
Hold the Check: Overdrafts, Fee Caps, and Financial Inclusion JL Dlugosz, BT Melzer, DP Morgan Liberty Street Economics, 2021 | | 2021 |
Essays on consumer finance BT Melzer The University of Chicago, 2008 | | 2008 |