In this paper, we present and validate a data-driven method to lossy tube-load modeling of arterial tree in humans. In the proposed method, the lossy tube-load model is fitted to central aortic and peripheral blood pressure (BP) waves in the time domain. For this purpose, we employ a time-domain lossy tube-load model in which the wave propagation constant is formulated to two terms: one responsible for the alteration of wave amplitude and the other for the transport delay. Using the experimental BP data collected from 17 cardiac surgery patients, we showed that the time-domain lossy tube-load model is able to accurately represent the relation between central aortic versus upper-limb and lower-limb BP waves. In addition, the comparison of lossy versus lossless tube-load models revealed that (1) the former outperformed the latter in general with the root-mean-squared errors (RMSE) of 3.1 mm Hg versus 3.5 mm Hg, respectively (p-value < 0.05), and (2) the efficacy of the former over the latter was more clearly observed in case the normalized difference in the mean central aortic versus peripheral BP was large; when the difference was >5% of the underlying mean BP, lossy and lossless models showed the RMSE of 2.7 mm Hg and 3.7 mm Hg, respectively (p-value < 0.05).