… The study adopted a descriptive survey research design. The population was made up of
200 respondents; comprising 100 academic staff and 100 non-academic staff of FCT College of
Education Zuba, Abuja. All the population in the study constituted the sample, and the census
sampling technique was used. … The study discovered among others, that many employees
do not have effective financial management preparation for the retirement period and most
of them wait until they retire before they start thinking of accommodation and even where to …