An innovative strategy for functional finishing of cellulosic based materials is based on the incorporation of a thin layer of surface modifying systems (SMS) in the form of stimuli-sensitive nanogels containing combining metal nanoparticles and silica. The silver–silica core–shell nanoparticles (NPs) were synthesized by simple one pot chemical method. Silica/silver nanoparticles have been synthesized using low concentration of dextran as reducing and stabilizing agent and using ascorbic acid as antioxidant agent. The core–shell NPs were characterized for their structural, morphological, compositional and optical behaviour using X-ray diffraction, scanning electron microscopy and energy dispersive X-ray analysis. Stimuli-responsive nanogel was prepared by copolymerization of poly(N-isopropylacrylamide) with pullulan, results in a nanogel that is responsive to both temperature and pH, the nano-particulate hydrogel of poly-NiPAAm-pullulan copolymer was synthesized using surfactant-free emulsion method. The prepared nano-particles were used during the preparation steps of the pullulan nanogel to obtain nanogel/combining metal/silica NPs to produce a composite materials. The nanoparticle size in dry (collapsed) state is estimated at 250 nm by SEM and TEM, and effect of temperature and pH on gel-nanoparticles was investigated by DLS and UV–vis spectrophotometry. The incorporation of the nanoparticles to cellulosic material was done by a simple pad dry-cure procedure from aqueous nanoparticle dispersion that contained a cross-linking agent. This application method provided sufficient integrity to coating by maintaining the responsiveness of surface modifying system. The stimuli responsiveness of modified cellulosic materials has been confirmed in terms of regulating its water uptake in dependence of pH and temperature.