We discuss different pricing mechanisms in the online peer-to-peer lending market,
including the borrower pricing mechanism (BPM), auction pricing mechanism (APM) and …

Online peer-to-peer lending (P2P lending) has emerged as an appealing new channel of
financing in recent years. A fundamental but largely unanswered question in this nascent …

We investigate key factors affecting lenders' bidding strategies using three measurements
for the popularity of loans: funding success, number of bids, and funding time. Also, we …

Abstract In online Peer-to-Peer lending market, the borrower-defined conditions of loan
requests predetermine the successfulness to receive loans. We analyze the transaction data …

Peer-to-peer lending marketplaces are a phenomenon in great expansion in the USA and
Europe. These Online platforms build an example of two-sided market as they try to attract …

We document how online lenders exploit a flawed, new pricing mechanism in a peer-to-peer
lending platform: Prosper. com. Switching from auctions to a posted-price mechanism in …

Traditional credit markets have been criticized as inefficient in allocating credits to
borrowers. Powered by advanced Internet technology, online Peer-to-Peer (P2P) lending …

In consideration of information asymmetry, this paper focuses on the impact of platform
information on online P2P lending transactions and borrower and lender behavior to …

Online peer-to-peer (P2P) lending services are a new type of social platform that enables
individuals borrow and lend money directly from one to another. In this paper, we study the …

In online P2P lending market, borrowers need to make strategic decisions, which will
determine they will get the loans or not. In this study, we firstly investigate what and how the …