In the current study, we examine why peer-to-peer (P2P) lending platforms play only a minor
role in the finance industry in Israel, compared to the traditional banking system. We …

Online Peer-to-Peer (P2P) loan auctions enable individual consumers to borrow and lend
money directly to one another. We study herding behavior, defined as a greater likelihood of …

This study aims to analyze how lender protection for default risk provided by peer to peer
lending platform (P2P) effect to prospective lenders' lending intentions in Indonesia, and use …

This study investigates peer effects in the online peer-to-peer (P2P) lending market using
data from a Chinese online lending platform, Renrendai. The empirical results indicate that …

Purpose Online Peer-to-peer lending (hereafter P2P lending), is a new method of lending
money to unrelated individuals through an online financial intermediary. Usually in the …

Studies of peer-to-peer lending in the USA find that female borrowers have better chances of
getting funds than males. Is differential treatment of borrowers of different sexes a common …

Heuristics are mental shortcuts that have ubiquitous influences on decision making. We
investigate whether and how different heuristics have distinct effects in the context of peer-to …

Recent years have witnessed the popularity of online peer-to-peer lending, which allows
individuals to borrow from and lend to each other on an Internet-based platform. Using data …

The global banking industry has undergone a wave of mergers over the last two decades
and, as a result of which, mega banks have arisen in many countries around the world …

The lending of money is traditionally handled by banking institutions. The internet has
enabled new forms of credit businesses, challenging the classical bank loan. Peer-to-peer …