How low can you go?—Overcoming the inability of lenders to set proper interest rates on unsecured peer-to-peer lending markets
A Mild, M Waitz, J Wöckl - Journal of Business Research, 2015 - Elsevier
The lending of money is traditionally handled by banking institutions. The internet has
enabled new forms of credit businesses, challenging the classical bank loan. Peer-to-peer …
enabled new forms of credit businesses, challenging the classical bank loan. Peer-to-peer …
Evaluating the regulatory scheme for internet finance in China: the case of peer-to-peer lending
J Wang, Y Shen, Y Huang - China Economic Journal, 2016 - Taylor & Francis
This article assesses the potential risks associated with Internet finance in China, and
discusses the implications for the regulatory framework, through a case study of peer-to-peer …
discusses the implications for the regulatory framework, through a case study of peer-to-peer …
Toward an understanding of online lending intentions: Evidence from a survey in China
D Chen, H Lou, C Van Slyke - Communications of the Association …, 2015 - aisel.aisnet.org
The online peer-to-peer lending marketplace has experienced rapid growth since its
inception in 2005. It has played a significant role in helping small and micro-enterprises …
inception in 2005. It has played a significant role in helping small and micro-enterprises …
[引用][C] The democratization of personal consumer loans? Determinants of success in online peer-to-peer lending communities
Designing Optimal Regulation for Financial Innovation in Capital Raising-Regulatory Options for China's Peer-to-Peer Lending Sector
S Wei - 2016 - papers.ssrn.com
Peer-to-peer lending or P2P lending is an Internet-based transactional platform in which
lending is conducted on an individual-to-individual basis. The online lending company …
lending is conducted on an individual-to-individual basis. The online lending company …
[图书][B] Peer-to-peer lending: Innovative access to credit and the consequences of dodd-frank
A Brill - 2014 - s3.us-east-2.amazonaws.com
Lending funds between neighbors, among friends, or between members of a community is
perhaps the oldest and most basic type of financial transaction. Peer-to-peer (P2P) lending …
perhaps the oldest and most basic type of financial transaction. Peer-to-peer (P2P) lending …
From the wisdom of crowds to my own judgment in microfinance through online peer-to-peer lending platforms
Information asymmetry is one of the fundamental problems that online peer-to-peer (P2P)
lending platforms face. This problem becomes more acute when platforms are used for …
lending platforms face. This problem becomes more acute when platforms are used for …
Information sharing and user behavior in internet-enabled peer-to-peer lending systems: an empirical study
Internet-based information systems (IS) have enabled various forms of collective
intelligence, action, and resources (eg open source software, innovation marketplaces …
intelligence, action, and resources (eg open source software, innovation marketplaces …
Do social networks solve information problems for peer-to-peer lending? Evidence from Prosper. com
S Freedman, GZ Jin - 2008 - papers.ssrn.com
This paper studies peer-to-peer (p2p) lending on the Internet. Prosper. com, the first p2p
lending website in the US, matches individual lenders and borrowers for unsecured …
lending website in the US, matches individual lenders and borrowers for unsecured …
[HTML][HTML] Peer-to-peer (p2p) payment services
AJ Caceres-Santamaria - Page One Economics®, 2020 - research.stlouisfed.org
Peer-to-Peer (P2P) Payment Services | St. Louis Fed Economic Research - Federal Reserve
Bank of St. Louis Economic Research Federal Reserve Bank of St. Louis Searching Search All …
Bank of St. Louis Economic Research Federal Reserve Bank of St. Louis Searching Search All …