In online P2P lending market, borrowers need to make strategic decisions, which will
determine they will get the loans or not. In this study, we firstly investigate what and how the …

We investigate key factors affecting lenders' bidding strategies using three measurements
for the popularity of loans: funding success, number of bids, and funding time. Also, we …

Abstract In online Peer-to-Peer lending market, the borrower-defined conditions of loan
requests predetermine the successfulness to receive loans. We analyze the transaction data …

In this paper, we examine factors of success in online P2P (peer-to-peer) lending auctions.
This paper finds the following empirical results. First, loan applicants with a stable …

In setting up, and bidding in online auctions, people face difficult strategic decisions. In this
study, a Borrower Decision Aid is introduced, which will help formalize the decision making …

We mainly investigate the relation of soft factors and their valid verification to the probability
of listings being fully funded and to the default probability of loans, as well as the relations …

Since the concept of online P2P lending had been introduced, lots of people can make
financial transaction without the help of official financial institutions. P2P lending …

Abstract Peer-to-peer (P2P) lending platforms are online platforms where borrowers place
requests for loans online and private lenders bid to fund these. Such platforms became …

This research examines the perception of shill bidding in the online peer-to-peer (P2P)
lending market by looking into the influence of existing large bids of a loan request (also …

We discuss different pricing mechanisms in the online peer-to-peer lending market,
including the borrower pricing mechanism (BPM), auction pricing mechanism (APM) and …