Applying hybrid machine learning algorithms to assess customer risk-adjusted revenue in the financial industry

MR Machado, S Karray - Electronic Commerce Research and Applications, 2022 - Elsevier
Abstract A Peer-to-Peer (P2P) service is a decentralized platform that directly connects
individuals, buyers (lenders) and sellers (investors) without the intermediation of a third …

Borrower decision aid for people-to-people lending

L Puro, JE Teich, H Wallenius, J Wallenius - Decision Support Systems, 2010 - Elsevier
In setting up, and bidding in online auctions, people face difficult strategic decisions. In this
study, a Borrower Decision Aid is introduced, which will help formalize the decision making …

Predicting default risk on peer-to-peer lending imbalanced datasets

YR Chen, JS Leu, SA Huang, JT Wang… - IEEE Access, 2021 - ieeexplore.ieee.org
In the past few years, Peer-to-Peer lending (P2P lending) has grown rapidly in the world.
The main idea of P2P lending is disintermediation and removing the intermediaries like …

[PDF][PDF] Booking prediction models for peer-to-peer accommodation listings using logistics regression, decision tree, K-nearest neighbor, and random Forest classifiers

MA Afrianto, M Wasesa - Journal of Information Systems …, 2020 - researchgate.net
Background: Literature in the peer-to-peer accommodation has put a substantial focus on
accommodation listings' price determinants. Developing prediction models related to the …

Multi-task learning for bias-free joint ctr prediction and market price modeling in online advertising

H Yang, T Wang, X Tang, Q Li, Y Shi, S Jiang… - Proceedings of the 30th …, 2021 - dl.acm.org
The rapid rise of real-time bidding-based online advertising has brought significant
economic benefits and attracted extensive research attention. From the perspective of an …

Learning logistic demand curves in business-to-business pricing

H Qu, IO Ryzhov, MC Fu - 2013 Winter Simulations Conference …, 2013 - ieeexplore.ieee.org
This work proposes an approximate Bayesian statistical model for predicting the win/loss
probability for a given price in business-to-business (B2B) pricing. This model allows us to …

Bidding machine: Learning to bid for directly optimizing profits in display advertising

K Ren, W Zhang, K Chang, Y Rong… - IEEE Transactions on …, 2017 - ieeexplore.ieee.org
Real-time bidding (RTB) based display advertising has become one of the key technological
advances in computational advertising. RTB enables advertisers to buy individual ad …

Bidding strategies for real-life small loan auctions

L Puro, JE Teich, H Wallenius, J Wallenius - Decision Support Systems, 2011 - Elsevier
We define and identify bidding strategies in real-life small loan auctions (Prosper. com). In
such auctions, lenders bid for borrowers' loan listings and the winners get to fund the loan at …

[引用][C] P2P 网络借贷平台探析

王梓淇 - 时代金融, 2012