Is financial inclusion good for bank stability? International evidence

MM Ahamed, SK Mallick - Journal of Economic Behavior & Organization, 2019 - Elsevier
Financial inclusion has become an important public policy priority following the recent global
financial crisis. Yet, we know very little of how it impacts soundness of the providers of …

Bank governance, regulation, supervision, and risk reporting: Evidence from operational risk disclosures in European banks

A Barakat, K Hussainey - International Review of Financial Analysis, 2013 - Elsevier
This paper investigates the direct and joint effects of bank governance, regulation, and
supervision on the quality of risk reporting in the banking industry, as proxied for by …

The effects of focus versus diversification on bank performance: Evidence from Chinese banks

AN Berger, I Hasan, M Zhou - Journal of Banking & Finance, 2010 - Elsevier
This paper investigates the effects of focus versus diversification on bank performance using
data on Chinese banks during the 1996–2006 period. We construct a new measure …

How diversification affects bank performance: The role of human capital

KS Adesina - Economic Modelling, 2021 - Elsevier
Previous studies have examined the effects of diversification on bank performance without
taking into account the role of human capital. The aim of this paper is to make an attempt to …

Market discipline, disclosure and moral hazard in banking

E Nier, U Baumann - Journal of financial intermediation, 2006 - Elsevier
This paper examines empirically the hypothesis that market discipline is effective in
providing incentives for banks to limit their risk of default, by holding capital buffers against …

Financial inclusion and bank profitability: Evidence from a developed market

V Kumar, S Thrikawala, S Acharya - Global Finance Journal, 2022 - Elsevier
Previous literature supports the view that financial inclusion leads to economic growth and
helps alleviate poverty; however, it is still unclear whether financial inclusion increases bank …

An overall perspective on banking regulation

X Freixas, AM Santomero - UPF, Economics and Business Working …, 2003 - papers.ssrn.com
This paper surveys the theory of banking regulation from the general perspective of
regulatory theory. Starting by considering the different justifications of financial …

The extent of disclosure in annual reports of banking companies: The case of India

M Hossain - 2008 - qspace.qu.edu.qa
This study is an empirical investigation of the extent of both mandatory and voluntary
disclosure by listed banking companies in India. It also reports the results of the association …

Geographic diversification, bank holding company value, and risk

S Deng, E Elyasiani - Journal of Money, Credit and Banking, 2008 - Wiley Online Library
We assess the association between geographic diversification and bank holding company
(BHC) value and risk, controlling for the distance between the headquarters and branches …

What drives bank efficiency? The interaction of bank income diversification and ownership

AT Doan, KL Lin, SC Doong - International Review of Economics & …, 2018 - Elsevier
This paper examines the relation between income diversification and bank efficiency across
83 countries over the period 2003–2012. We also evaluate how ownership structure affects …