Peer to peer (P2P) lending problems and potential solutions: A systematic literature review

RR Suryono, B Purwandari, I Budi - Procedia Computer Science, 2019 - Elsevier
There is a growing Financial Technology (Fintech) business model, such as Peer to Peer
(P2P) Lending. P2P Lending allows individuals and businesses to borrow and lend money …

Online peer-to-peer lending: A review of the literature

SA Basha, MM Elgammal, BM Abuzayed - Electronic Commerce Research …, 2021 - Elsevier
This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020
as an emergent but fast spreading phenomenon in the context of digital finance. Previous …

[HTML][HTML] Soft consensus cost models for group decision making and economic interpretations

H Zhang, G Kou, Y Peng - European Journal of Operational Research, 2019 - Elsevier
In a group decision-making (GDM) process, experts reach a consensus after discussion and
persuasion, which requires a moderator to spend time and resource to persuade experts to …

Ensemble forecasting for product futures prices using variational mode decomposition and artificial neural networks

W Liu, C Wang, Y Li, Y Liu, K Huang - Chaos, Solitons & Fractals, 2021 - Elsevier
Product futures are materials support of industrial and society, and forecasting the product
futures prices is of great significance to society and enterprises. However, the product …

Credit risk modeling on data with two timestamps in peer-to-peer lending by gradient boosting

L Zhou, H Fujita, H Ding, R Ma - Applied Soft Computing, 2021 - Elsevier
It is extremely important for a Peer-to-Peer (P2P) lending platform to provide their lenders
with a reliable model to predict borrowers' credit risk. This study introduces four different …

Voice of charity: Prospecting the donation recurrence & donor retention in crowdfunding

H Zhao, B Jin, Q Liu, Y Ge, E Chen… - IEEE Transactions on …, 2019 - ieeexplore.ieee.org
Online donation-based crowdfunding has brought new life to charity by soliciting small
monetary contributions from crowd donors to help others in trouble or with dreams. However …

Large-scale peer-to-peer loan consensus based on minimum cost consensus

H Zhang, G Kou, Y Peng - Journal of the Operational Research …, 2022 - Taylor & Francis
Large-scale decision-making, which involves a large number of participants, is common in
practical applications. While cost is a crucial factor in large-scale decision-making, research …

Evolution of recommender system over the time

BB Sinha, R Dhanalakshmi - Soft Computing, 2019 - Springer
Recommender system plays a supporting role in the process of information filtering. It plays
a remarkable role in large-scale online shopping and product suggestions. This paper …

CoEA: A cooperative–competitive evolutionary algorithm for bidirectional recommendations

H Zhao, X Wu, C Zhao, L Zhang, H Ma… - IEEE Transactions on …, 2021 - ieeexplore.ieee.org
In recent decades, recommender systems have been well studied and widely applied.
However, most recommenders unilaterally optimize the results from the buying customers' …

Economic Pricing in Peer-to-Peer Electrical Trading for a Sustainable Electricity Supply Chain Industry in Thailand

A Leelasantitham, T Wongsamerchue, Y Sukamongkol - Energies, 2024 - mdpi.com
The state-owned power Electricity Generating Authority of Thailand (EGAT), a monopoly
market in charge of producing, distributing, and wholesaling power, is the focal point of …