Climate risk, population migration, and banks' lending and deposit-taking activities

MB Billings, SG Ryan, H Yan - Population Migration, and Banks' …, 2022 - papers.ssrn.com
Existing research finds that climate-related natural disasters generally have had insignificant
effects on banks. In contrast, using forward-looking measures of climate risk at the US county …

[引用][C] Did We Open The Floodgates? Flood Damage and Infrastructure Loan Defaults

A Assab - Flood Damage And Infrastructure Loan Defaults …, 2023

Do Mortgage Lenders Respond to Flood Risk?

K Blickle, E Perry, JAC Santos - FRB of New York Staff Report, 2024 - papers.ssrn.com
Using unique nationwide property-level mortgage, flood risk, and flood map data, we
analyze whether lenders respond to flood risk that is not captured in FEMA flood maps. We …

[PDF][PDF] Three essays in banking: usury law, climate risk and bank equity capital

J Wang - 2023 - research-information.bris.ac.uk
This dissertation consists of three essays in the field of banking. Chapter 1 examines the
effects of interest rate deregulation on banks. Exploiting the passage of Gramm-Leach-Bliley …

Is flood risk priced in bank returns?

V Schubert - Available at SSRN 3933031, 2021 - papers.ssrn.com
I quantify the costs of realized flood disasters for banks and create a novel measure of bank-
level flood risk exposure using expected flood risk estimates and mortgage lending data. I …

Weather, credit, and economic fluctuations: Evidence from China

Z Chen, L Li, Y Tang - Journal of Economic Behavior & Organization, 2024 - Elsevier
Abstract We constructed an Extreme Weather Index to measure extreme weather risks in
China. Analyzing macroeconomic data through a structural vector auto-regression model …

Forrósodó jelzáloghitelezés és jegybanki lehetőségek

E Baranyai, Á Banai - HITELINTÉZETI SZEMLE/FINANCIAL AND …, 2022 - real.mtak.hu
A globális klímaváltozásból fakadó szélsőségesen meleg időszakok a gazdaság számos
területén éreztetik negatív hatásukat. Tanulmányunkban azt vizsgáljuk, hogy az amerikai …

Asymmetric Information Provision and Flood Risk Salience

D Niu, P Eichholtz, N Kok - MIT Center for Real Estate Research …, 2023 - papers.ssrn.com
Physical climate risk increasingly affects real estate markets, but most evidence is focused
on large-scale climate shocks such as hurricanes and subsequent flooding events. This …

[PDF][PDF] The shocks of climate change on bank loans

A Sugiarto, NN Puspani, MS Trisilia - International Journal of Energy …, 2023 - zbw.eu
Climate change poses new challenges to the banking sector. Thus, in this paper, we
investigate the effect of climate change on bank loans using panel data covering 7865 …

A Survey on Alternative Data in Finance and Business: Emerging Applications and Theory Analysis

Y Sun, L Liu, Y Xu, X Zeng, Y Shi… - Available at SSRN …, 2022 - papers.ssrn.com
In business and finance sector, traditional datasets such as financial statements, SEC filings,
etc., are generally distributed officially to statement what an enterprise operating is about …