Limited-use keys and cryptograms

H Ngo, C Aabye, J Sheets, O Makhotin - US Patent 11,164,176, 2021 - Google Patents
Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include encrypting account information …

Method and system for enhancing the security of a transaction

F Viola - US Patent 11,157,912, 2021 - Google Patents
This invention concerns a method and system for improving the security of transaction in an
emulated Integrated Circuit. During compilation time of a payment application, at least one …

Cloud-based transactions methods and systems

E Wong, C Flurscheim, O Makhotin, E Lopez… - US Patent …, 2018 - Google Patents
Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include using a limited-use key (LUK) to …

Token and cryptogram using transaction specific information

V Kinagi - US Patent 11,068,895, 2021 - Google Patents
Abstract Systems and methods for token processing are disclosed. An access device can
provide access device data to a mobile communication device. The communication device …

Cloud-based transactions with magnetic secure transmission

C Flurscheim, C Aabye - US Patent 9,922,322, 2018 - Google Patents
Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include using a limited-use key (LUK) to …

Secure offline approval of initiated data exchanges

PAJ Haldenby, M Dunjic, JJS Lee - US Patent 10,762,481, 2020 - Google Patents
The disclosed embodiments include processes that securely approve and execute
exchanges of data between systems, apparatuses, and devices in a computing environment …

Tokenization of co-network accounts

E Wong - US Patent 10,313,321, 2019 - Google Patents
The present disclosure relates generally to tokenization of a co-network account. A co-
network account, as used herein, refers to an account associated with a first transaction …

System and method for securely processing an electronic identity

Q Wang - US Patent 11,095,449, 2021 - Google Patents
A method for providing identification using an endpoint device is disclosed. The endpoint
device may include an electronic identity that is unique and can be securely stored. The …

Embedding cloud-based functionalities in a communication device

E Lopez - US Patent 10,477,393, 2019 - Google Patents
Techniques for enhancing the security of a communication device may include providing an
application agent and a transaction application that executes on a communication device …

Control tower for defining access permissions based on data type

L Fakhraie, BM Pearce, S Pulido, B Soccorsy… - US Patent …, 2021 - Google Patents
2020-08-28 Assigned to WELLS FARGO BANK, NA reassignment WELLS FARGO BANK,
NA ASSIGNMENT OF ASSIGNORS INTEREST (SEE DOCUMENT FOR DETAILS) …