Systems and methods are provided to facilitate retail trans actions via mobile
communications. In one aspect, a retail terminal includes: a user interface to receive a …

Aspects of the invention provide a solution for detecting man-in-the-middle attacks in
electronic transactions using prompts. One embodiment includes a method for authenti …

Embodiments of the invention are directed to methods, systems, and computer program
products pertaining to obtaining, providing, and using dynamic card Verification values for …

(57) ABSTRACT A computer-readable medium embodies a computer pro gram for obtaining
information for a payment transaction. The computer program comprises computer-readable …

Methods, apparatus and computer software are provided for authorizing an EMV transaction
between a user device and a point of sale terminal, particularly, but not exclusively, in …

Disclosed herein are methods and systems to generate and communicate interactive digital
receipts. In one implementation, the method may include receiving an indication of a …

Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include receiving a cryptogram generation …

Disclosed is a technology for collecting transaction informa tion for interactive payment
experience. According to one embodiment, a payment service system receives transaction …

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Cook 2007/0094152 A1 4/2007 Bauman et al. 7.305. 349 B2 13/2007 Lo 2007/0106564 A1 …

2007/0074276 A1 3f2007 Harrison et al................... T26/4 JP 2003-186838 T 2003
2007/OO791. 35 A1 4, 2007 Saito JP 2005-209083 8, 2005 2007/0094.150 A1 4/2007 Yuen …