Peer to peer (P2P) lending problems and potential solutions: A systematic literature review

RR Suryono, B Purwandari, I Budi - Procedia Computer Science, 2019 - Elsevier
There is a growing Financial Technology (Fintech) business model, such as Peer to Peer
(P2P) Lending. P2P Lending allows individuals and businesses to borrow and lend money …

Online peer-to-peer lending: A review of the literature

SA Basha, MM Elgammal, BM Abuzayed - Electronic Commerce Research …, 2021 - Elsevier
This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020
as an emergent but fast spreading phenomenon in the context of digital finance. Previous …

Loan evaluation in P2P lending based on random forest optimized by genetic algorithm with profit score

X Ye, L Dong, D Ma - Electronic Commerce Research and Applications, 2018 - Elsevier
Loan evaluation is an effective method for credit risk assessment in peer-to-peer (P2P)
lending and significantly affects lender investment decisions as well as his/her profits …

[图书][B] Distributed Denial of Service (DDoS) Attacks: Classification, Attacks, Challenges and Countermeasures

BB Gupta, A Dahiya - 2021 - taylorfrancis.com
The complexity and severity of the Distributed Denial of Service (DDoS) attacks are
increasing day-by-day. The Internet has a highly inconsistent structure in terms of resource …

A new hybrid instance-based learning model for decision-making in the P2P lending market

G Babaei, S Bamdad - Computational Economics, 2021 - Springer
Abstract Peer-to-Peer (P2P) lending has grown rapidly in the past years. Therefore,
borrowers and lenders are provided with the opportunity of lending and borrowing …

Financing a low-carbon supply chain through online peer-to-peer lending

GX Gao, X Li, Z Bai, J Wang… - IEEE Transactions on …, 2022 - ieeexplore.ieee.org
Small-and medium-sized enterprises (SMEs) in low-carbon supply chains often face
financing obstacles for improving carbon emission reduction (CER) level. Armed with unique …

Public Perception of Online P2P Lending Applications

S Khan, R Singh, HK Baker, G Jain - Journal of Theoretical and Applied …, 2024 - mdpi.com
This study examines significant topics and customer sentiments conveyed in reviews of P2P
lending applications (apps) in India by employing topic modeling and sentiment analysis …

Pembiayaan Peer-To-Peer Lending Bagi Umkm: Mengatasi Masalah Dengan Masalah?

TS Titik, NWM Nugroho, PN Putri - IKRAITH-EKONOMIKA, 2020 - journals.upi-yai.ac.id
Penelitian ini mencoba mencari tahu peran pembiayaan peer to peer untuk usaha kecil dan
menengah. Seseorang dapat mengakses dana pinjaman dengan fasilitas digital. Peminjam …

Learning from credit default

X Hu, Y Jin, Y Li, B Wu - Finance Research Letters, 2023 - Elsevier
Utilizing a unique P2P dataset, this study employs the PSM-DID method to explore the
learning effect brought about by default events on investors. The findings reveal that …

Dynamic competition and market structure for platform‐based products: roles of product quality and indirect network effect

G Dou, K Wei, L Ma, X Lin - International Transactions in …, 2024 - Wiley Online Library
We consider dynamic competition between two platform‐based products that exhibit two‐
sided network effects, such as game consoles and intelligent hardware. Firms compete in …