This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020
as an emergent but fast spreading phenomenon in the context of digital finance. Previous …

The credit risk contagion of Internet peer-to-peer (P2P) lending platforms is an important part
of Internet financial risk management and supervision. This study analyzes the contagion …

The rise of crowdlending enables small firms to borrow capital where transaction costs are
reduced and financial accessibility is improved. Crowdlending platforms require lenders to …

Many online platforms now operate in a hybrid mode, in which they act as intermediaries
between manufacturers and consumers (agency mode) and resell products (reseller mode) …

The rapid development of Chinese online loan platforms (OLPs), as well as their risks, has
attracted widespread attention, increasing the demand for a complete credit rating …

This paper examines how asymmetric information affects peer-to-peer lending in China. We
find that default rates rise significantly with interest rates. Specifically, borrowers who select …

We explore the potential outcomes for financial stability when using peer‐to‐peer lenders to
finance economic activity. Combining Random Regression Forests, a machine‐learning …

This paper proposes a theoretical model to study the competition and regulation of peer-to-
peer lending platforms. We show that inadequate regulatory capability and fierce …

Previous studies indicate that individuals' default behaviors on online peer-to-peer (P2P)
lending platforms greatly influence other borrowers' default intentions. However, the …

Network lending, an innovative financial lending product, is separated from traditional
financial media and implemented on the Internet platform. We study the credit risk prediction …