An overview of macroprudential policy tools

S Claessens - Annual Review of Financial Economics, 2015 - annualreviews.org
Macroprudential policies—caps on loan to value ratios, limits on credit growth and other
balance-sheet restrictions,(countercyclical) capital and reserve requirements and …

Financial crises explanations, types, and implications

MS Claessens, MA Kose - 2013 - books.google.com
This paper reviews the literature on financial crises focusing on three specific aspects. First,
what are the main factors explaining financial crises? Since many theories on the sources of …

Analyzing the impact of the coronavirus crisis on business models

T Ritter, CL Pedersen - Industrial Marketing Management, 2020 - Elsevier
In the light of the current coronavirus crisis, business-to-business firms face a variety of
challenges in a complex and fast-changing environment. In order to provide structured …

Open banking: Credit market competition when borrowers own the data

Z He, J Huang, J Zhou - Journal of financial economics, 2023 - Elsevier
Open banking facilitates data sharing consented to by customers who generate the data,
with the regulatory goal of promoting competition between traditional banks and challenger …

Bank profitability and risk‐taking under low interest rates

JA Bikker, TM Vervliet - International Journal of Finance & …, 2018 - Wiley Online Library
The aim of this paper is to investigate the impact of the unusually low interest rate
environment on the soundness of the United States banking sector in terms of profitability …

[PDF][PDF] 货币政策, 银行资本与风险承担

江曙霞, 陈玉婵 - 金融研究, 2012 - core.ac.uk
考虑存款准备金率作为我国货币政策的重要工具, 本文在D 一L 一M 模型中引入了法定存款准备
金, 分析了货币政策对银行风险承担的影响, 发现货币政策对银行风险承担的影响取决于银行 …

Macroprudential policy, countercyclical bank capital buffers, and credit supply: Evidence from the Spanish dynamic provisioning experiments

G Jiménez, S Ongena, JL Peydró… - Journal of Political …, 2017 - journals.uchicago.edu
To study the impact of macroprudential policy on credit supply cycles and real effects, we
analyze dynamic provisioning. Introduced in Spain in 2000, revised four times, and tested in …

Executive board composition and bank risk taking

AN Berger, T Kick, K Schaeck - Journal of corporate finance, 2014 - Elsevier
Little is known about how the demographic characteristics of executive teams affect
corporate governance in banking. Exploiting a unique dataset, we investigate how age …

Banks' financial reporting and financial system stability

VV Acharya, SG Ryan - Journal of Accounting Research, 2016 - Wiley Online Library
The use of accounting measures and disclosures in banks' contracts and regulation
suggests that the quality of banks' financial reporting is central to the efficacy of market …

Credit supply and monetary policy: Identifying the bank balance-sheet channel with loan applications

G Jiménez, S Ongena, JL Peydró… - American Economic …, 2012 - aeaweb.org
We analyze the impact of monetary policy on the supply of bank credit. Monetary policy
affects both loan supply and demand, thus making identification a steep challenge. We …