System and process for performing purchase transactions using tokens

PC Freund - US Patent 8,751,391, 2014 - Google Patents
The invention relates to a method and process by which an existing and large network of
devices can be used by consum ers to authenticate themselves, and permits each consumer …

Robust matching for identity screening

S Dhar, D Dhingra, KK Ganjam - US Patent 10,200,397, 2019 - Google Patents
The techniques described herein are directed to robust matching for identity screening. In
some examples, the techniques can include generating a similarity score for received …

Multiple account advanced payment card and method of routing card transactions

JL Hirka, DC Fellner, S Fox, L Knackstedt - US Patent 7,860,789, 2010 - Google Patents
A system of accessing through a financial processing network multiple accounts associated
with a single financial card. Data is input to the financial network in addition to the …

Customer activated multi-value (CAM) card

FB Brake Jr, D Schwartz, J Zimmerman - US Patent 7,801,799, 2010 - Google Patents
(60) Division of application No. 10/370.227, filed on Feb. 20, 2003, now Pat. No. 7,072,864,
which is a division The Customer Activated Multi-Value (CAM) card provides a of application …

System and method for currency selectable stored value instrument

M Alarcon-Luther, DC Fellner, BM Sabloff… - US Patent …, 2010 - Google Patents
The invention provides a currency selectable stored value instrument, whose currency may
be chosen or converted at the time value is loaded, after load but prior to redemption of …

System and method for granting promotional rewards to credit account holders

BR Strock, L Hooper, EM Glavin, BL Bressler - US Patent 9,990,642, 2018 - Google Patents
A system and method for providing promotional rewards is provided. First, a promotional
reward is communicated to a customer. The promotional reward offer comprises a …

Trade receivable processing method and apparatus

JJ Loy - US Patent 7,680,735, 2010 - Google Patents
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System and method for managing risks associated with outside service providers

J Breslin, E Borgia, G De Gottal - US Patent 7,809,595, 2010 - Google Patents
Once risk is acknowledged, a plan for reducing the risk or bringing the OSP into compliance
can be formulated, and progress towards compliance can be tracked. Alternatively, an …

Multiple account advanced payment card and method of routing card transactions

JL Hirka, DC Fellner, S Fox, L Knackstedt - US Patent 7,890,422, 2011 - Google Patents
A system of accessing through a financial processing network multiple accounts associated
with a single financial card. Data is input to the financial network in addition to transaction …

System and method for offering risk-based interest rates in a credit instrument

J Das - US Patent 8,306,907, 2012 - Google Patents
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