Fintech lending

T Berg, A Fuster, M Puri - Annual Review of Financial …, 2022 - annualreviews.org
In this article, we review the growing literature on financial technology (FinTech) lending—
the provision of credit facilitated by technology that improves the customer–lender …

Does FinTech adoption increase the diffusion rate of digital financial inclusion? A study of the banking industry sector

M Aloulou, R Grati, AA Al-Qudah… - Journal of Financial …, 2024 - emerald.com
Purpose The purpose of this study is to discuss the United Arab Emirates'(UAE) favorable
attitude toward the financial sector's digital transformation and the development of FinTech …

Distrust or speculation? The socioeconomic drivers of US cryptocurrency investments

R Auer, D Tercero-Lucas - Journal of Financial Stability, 2022 - Elsevier
Employing representative data from the US Survey of Consumer Payment Choice, we find
no evidence that cryptocurrency investors are motivated by distrust in fiat currencies or …

Customer data access and fintech entry: Early evidence from open banking

T Babina, SA Bahaj, G Buchak, F De Marco, AK Foulis… - 2024 - nber.org
Open banking (OB) empowers bank customers to share transaction data with fintechs and
other banks. 49 countries have adopted OB policies. Consumer trust in fintechs predicts OB …

Fintechs and the financial inclusion gender gap in Sub-Saharan African countries

AK Yeyouomo, SA Asongu… - Women's Studies …, 2023 - Elsevier
This study addresses the issue of financial innovation in developing countries, focusing
specifically on the role fintechs have in closing the gender gap of financial inclusion in Sub …

[图书][B] Platform-based business models and financial inclusion

K Croxson, J Frost, L Gambacorta, TM Valletti - 2022 - sipotra.it
New players have entered finance, including fintech and big tech firms with digital platforms
in e-commerce, search or social media. Increasingly, incumbent financial institutions are …

Regulating big techs in finance

A Carstens, S Claessens, F Restoy… - Hyun Song, Regulating …, 2021 - papers.ssrn.com
Regulating big techs in finance Page 1 BIS Bulletin No 45 Regulating big techs in finance
Agustín Carstens, Stijn Claessens, Fernando Restoy and Hyun Song Shin 2 August 2021 …

[HTML][HTML] Are crypto and non-crypto investors alike? Evidence from a comprehensive survey in Brazil

JA Colombo, L Yarovaya - Technology in Society, 2024 - Elsevier
Cryptocurrencies and blockchain have become a global phenomenon transforming peo-
ple's relationships with technology and offering innovative tools for businesses and …

[图书][B] Big techs in finance: on the new nexus between data privacy and competition

F Boissay, T Ehlers, L Gambacorta, HS Shin - 2021 - Springer
The business model of big techs rests on enabling direct interactions among a large number
of users on digital platforms, such as in e-commerce, search and social media. An essential …

Crypto trading and Bitcoin prices: evidence from a new database of retail adoption

R Auer, G Cornelli, S Doerr, J Frost, L Gambacorta - 2023 - papers.ssrn.com
Prices for cryptocurrencies have undergone multiple boom-bust cycles, together with
ongoing entry by retail investors. To investigate the drivers of crypto adoption, we assemble …