When everyone is required to pay the same out-of-pocket amount for health care services
whose benefits depend on patient characteristics, there is enormous potential for both under …

Introduction With an increase in prescription drug spending and rising drug costs there is a
need to encourage the use of generic prescription drugs. However, maximizing generic drug …

Policy Points: Our study indicates that there are opportunities for cost savings in generic
drug markets in Europe and the United States. Regulators should make it easier for generic …

This chapter reviews topics related to the demand for health insurance, including the
question of how choice of health insurance should be structured for consumers. After the first …

Objectives. To assess the impact of multitiered copayments on the cost and use of
prescription drugs among Medicare beneficiaries. Data Sources. Marketscan 2002 Medicare …

The private health plans that administer the Medicare drug benefit use various tools to
encourage the use of generic drugs in order to lower total drug spending. Higher generic …

Objective To review the pharmaceutical sector in Cyprus in terms of the availability and
affordability of medicines and to explore pharmaceutical policy options for the national …

Value-based insurance design (VBID) initiatives have been associated with modest
improvements in adherence based on evaluations of administrative claims data. The …

BACKGROUND: Incentive-based prescription drug cost sharing can encourage seniors to
use generic medications. Little information exists about prescription drug cost sharing and …

Objective. To study the impact of various elements of pharmacy benefit design on both the
absolute and relative utilization of generics, brands, retail pharmacy, and mail service. Data …