A sequential approach to market state modeling and analysis in online p2p lending
Online peer-to-peer (P2P) lending is an emerging wealth-management service for
individuals, which allows lenders to directly bid and invest on the listings created by …
individuals, which allows lenders to directly bid and invest on the listings created by …
Dynamics of bidding in a P2P lending service: effects of herding and predicting loan success
S Ceyhan, X Shi, J Leskovec - … of the 20th international conference on …, 2011 - dl.acm.org
Online peer-to-peer (P2P) lending services are a new type of social platform that enables
individuals borrow and lend money directly from one to another. In this paper, we study the …
individuals borrow and lend money directly from one to another. In this paper, we study the …
[HTML][HTML] A process model on P2P lending
H Wang, K Chen, W Zhu, Z Song - Financial Innovation, 2015 - Springer
Background Online peer-to-peer lending (P2P lending) is booming as the popularity of e-
finance. To develop a conceptual model for the P2P lending process is great valuable for …
finance. To develop a conceptual model for the P2P lending process is great valuable for …
[HTML][HTML] A decision support model for investment on P2P lending platform
Peer-to-peer (P2P) lending, as a novel economic lending model, has triggered new
challenges on making effective investment decisions. In a P2P lending platform, one lender …
challenges on making effective investment decisions. In a P2P lending platform, one lender …
Critical factors of the lending intention of online P2P: moderating role of perceived benefit
Q Yang, YC Lee - Proceedings of the 18th Annual International …, 2016 - dl.acm.org
Online Peer-to-peer lending (hereafter P2P lending), is a new method of lending money to
unrelated individuals through an online financial intermediary. Usually in an online P2P …
unrelated individuals through an online financial intermediary. Usually in an online P2P …
An evolutionary behavior forecasting model for online lenders and borrowers in peer-to-peer lending
W Liu, LQ Xia - Asia-Pacific Journal of Operational Research, 2017 - World Scientific
Online peer-to-peer (P2P) lending is an emerging financial mode that combines the Internet
with private lending to provide unsecured lending among individuals. The interest rate and …
with private lending to provide unsecured lending among individuals. The interest rate and …
Pricing mechanisms in the online peer-to-peer lending market
B Ma, Z Zhou, F Hu - Electronic Commerce Research and Applications, 2017 - Elsevier
We discuss different pricing mechanisms in the online peer-to-peer lending market,
including the borrower pricing mechanism (BPM), auction pricing mechanism (APM) and …
including the borrower pricing mechanism (BPM), auction pricing mechanism (APM) and …
Follow the profit or the herd? Exploring social effects in peer-to-peer lending
D Shen, C Krumme, A Lippman - 2010 IEEE Second …, 2010 - ieeexplore.ieee.org
This paper examines the impacts of social factors on lenders' decision-making in online peer-
to-peer (P2P) lending. Data collected from a major US online loan marketplace, Prosper …
to-peer (P2P) lending. Data collected from a major US online loan marketplace, Prosper …
Finding potential lenders in P2P lending: A hybrid random walk approach
P2P lending is a burgeoning online service that allows individuals to directly borrow money
from each other. In these platforms, each loan has a specific duration for raising money from …
from each other. In these platforms, each loan has a specific duration for raising money from …
Proposing a new loan recommendation framework for loan allocation strategies in online P2P lending
Y Rong, S Liu, S Yan, WW Huang… - Industrial Management & …, 2023 - emerald.com
Purpose Lenders in online peer-to-peer (P2P) lending platforms are always non-experts and
face severe information asymmetry. This paper aims to achieve the goals of gaining high …
face severe information asymmetry. This paper aims to achieve the goals of gaining high …