A sequential approach to market state modeling and analysis in online p2p lending
Online peer-to-peer (P2P) lending is an emerging wealth-management service for
individuals, which allows lenders to directly bid and invest on the listings created by …
individuals, which allows lenders to directly bid and invest on the listings created by …
Dynamics of bidding in a P2P lending service: effects of herding and predicting loan success
S Ceyhan, X Shi, J Leskovec - … of the 20th international conference on …, 2011 - dl.acm.org
Online peer-to-peer (P2P) lending services are a new type of social platform that enables
individuals borrow and lend money directly from one to another. In this paper, we study the …
individuals borrow and lend money directly from one to another. In this paper, we study the …
A process model on P2P lending
H Wang, K Chen, W Zhu, Z Song - Financial Innovation, 2015 - Springer
Background Online peer-to-peer lending (P2P lending) is booming as the popularity of e-
finance. To develop a conceptual model for the P2P lending process is great valuable for …
finance. To develop a conceptual model for the P2P lending process is great valuable for …
A decision support model for investment on P2P lending platform
Peer-to-peer (P2P) lending, as a novel economic lending model, has triggered new
challenges on making effective investment decisions. In a P2P lending platform, one lender …
challenges on making effective investment decisions. In a P2P lending platform, one lender …
Critical factors of the lending intention of online P2P: moderating role of perceived benefit
Q Yang, YC Lee - Proceedings of the 18th Annual International …, 2016 - dl.acm.org
Online Peer-to-peer lending (hereafter P2P lending), is a new method of lending money to
unrelated individuals through an online financial intermediary. Usually in an online P2P …
unrelated individuals through an online financial intermediary. Usually in an online P2P …
A semi-parametric ensemble model for profit evaluation and investment decisions in online consumer loans with prepayments
In recent years, online consumer loans have advanced rapidly. Prepayment, which is the
practice of repaying the loan before maturity, is increasingly emerging as a feature of such …
practice of repaying the loan before maturity, is increasingly emerging as a feature of such …
An evolutionary behavior forecasting model for online lenders and borrowers in peer-to-peer lending
W Liu, LQ Xia - Asia-Pacific Journal of Operational Research, 2017 - World Scientific
Online peer-to-peer (P2P) lending is an emerging financial mode that combines the Internet
with private lending to provide unsecured lending among individuals. The interest rate and …
with private lending to provide unsecured lending among individuals. The interest rate and …
Pricing mechanisms in the online peer-to-peer lending market
B Ma, Z Zhou, F Hu - Electronic Commerce Research and Applications, 2017 - Elsevier
We discuss different pricing mechanisms in the online peer-to-peer lending market,
including the borrower pricing mechanism (BPM), auction pricing mechanism (APM) and …
including the borrower pricing mechanism (BPM), auction pricing mechanism (APM) and …
Follow the profit or the herd? Exploring social effects in peer-to-peer lending
D Shen, C Krumme, A Lippman - 2010 IEEE Second …, 2010 - ieeexplore.ieee.org
This paper examines the impacts of social factors on lenders' decision-making in online peer-
to-peer (P2P) lending. Data collected from a major US online loan marketplace, Prosper …
to-peer (P2P) lending. Data collected from a major US online loan marketplace, Prosper …
Finding potential lenders in P2P lending: A hybrid random walk approach
P2P lending is a burgeoning online service that allows individuals to directly borrow money
from each other. In these platforms, each loan has a specific duration for raising money from …
from each other. In these platforms, each loan has a specific duration for raising money from …