Improving debt literacy by 2/3 through four simple infographics requires numeracy and not focusing on negatives of debt

R Porzak, A Cwynar, W Cwynar - Frontiers in Psychology, 2021 - frontiersin.org
Borrowing behavior may be more resistant to formal educational treatments than other
financial behaviors. In order to study the process and results of infographics-based debt …

Basic debt literacy and debt behavior

E Galariotis, J Monne - International Review of Financial Analysis, 2023 - Elsevier
Using unique survey data from 1001 individuals representative of the French population, we
document that less than half of the sample (47%) can provide correct answers to two basic …

Student loan debt literacy, overconfidence bias, and indebtedness behavior.

M Salas - Journal of Neuroscience, Psychology, and Economics, 2024 - psycnet.apa.org
Debt-financed graduate education refers to the practice of borrowing money to fund
postgraduate studies, such as a master's degree. How undergraduates make graduate …

Improving financial literacy in secondary school students: An randomized experiment

AYF Zhu, CWM Yu, KL Chou - Youth & Society, 2021 - journals.sagepub.com
Financial literacy is a multicomponent construct comprising financial knowledge, attitude,
behaviors, and well-being. Financial literacy in young people helps them to achieve …

Debt management literacy among credit cards users

MA bin Mohd Alwi, A bin Abdullah… - Linguistics and Culture …, 2022 - lingcure.org
This research investigates the debt management literacy among credit card users. Based on
thematic analysis through semi-structured interviews with debt management experts …

Decomposition of the Financial Literacy Construct: A Structural Model of Debt Knowledge, Skills, Confidence, Attitudes, and Behavior

P Białowolski, A Cwynar, W Cwynar - Skills, Confidence, Attitudes …, 2019 - papers.ssrn.com
Despite growing literature on financial literacy, little is known about the linkages between its
key components. Based on a nationally representative sample of adult Poles (N= 1,004) and …

Using online compound interest tools to improve financial literacy

E Hubbard, P Matthews, A Samek - The Journal of Economic …, 2016 - Taylor & Francis
The widespread use of personal computing presents the opportunity to design educational
materials that can be delivered online, potentially addressing low financial literacy. The …

Boosting financial literacy: Benefits from learning study

MF Pang - Instructional Science, 2010 - Springer
This paper reports on a study that employed a theory-based approach in the form of a
learning study to enhance a domain-specific generic capability, financial literacy, of Grade …

[HTML][HTML] Financial literacy and the role of numeracy–How individuals' attitude and affinity with numbers influence financial literacy

K Skagerlund, T Lind, C Strömbäck, G Tinghög… - Journal of behavioral …, 2018 - Elsevier
Being financially literate is an important life skill that is equally important for one's own sake
as well as for society. Findings indicate that individuals are financially illiterate while …

Is it necessary to launch a school-based financial literacy curriculum? Evidence from China

X Tan, X Li, Z Hu, Y Niu, Q Ying, Y Lu, J Xu - Frontiers in Psychology, 2022 - frontiersin.org
As starting university is a critical independence milestone for many young people, it would
also be the best time to provide them with some financial education (FE). Although there …