Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include encrypting account information …

Methods, apparatus and computer software are provided for authorizing an EMV transaction
between a user device and a point of sale terminal, particularly, but not exclusively, in …

Techniques for enhancing the security of a communication device may include providing an
application agent and a transaction application that executes on a communication device …

Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include using a limited-use key (LUK) to …

Systems and methods provide for communication of trans action data that is formatted
according to a transaction type that is support by an access device. First transaction data …

Embodiments of the invention are directed to methods, systems, and computer program
products pertaining to obtaining, providing, and using dynamic card verification values for …