User authentication based on device identifier further identifying software agent

AR Rolfe, A Dundas, G Slowiak - US Patent 11,991,175, 2024 - Google Patents
Provided is a method for authenticating a user communicating with an enterprise via a
network. The method includes receiving, via the network, authenticators for a user from a first …

Payment system

S Fiske - US Patent 11,989,727, 2024 - Google Patents
Methods, apparatus and computer software are provided for authorizing an EMV transaction
between a user device and a point of sale terminal, particularly, but not exclusively, in …

Identity verification platform

J Naujok, C Cunningham, G Bonin - US Patent 12,003,956, 2024 - Google Patents
Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that
may be implemented, in whole or in part, using one or more computing devices to facilitate …

Anonymous authentication and remote wireless token access

AR Rolfe - US Patent 12,022,282, 2024 - Google Patents
Provided is a method for operating an authentication server for authenticating a user who is
communicating with an enterprise via a network. The method include receiving, via the …

Cloud-based transactions with magnetic secure transmission

C Flurscheim, C Aabye - US Patent 11,875,344, 2024 - Google Patents
Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include using a limited-use key (LUK) to …

Security system incorporating mobile device

A Hammad - US Patent 11,995,633, 2024 - Google Patents
In some embodiments, a first server computer may be provided. The first server computer
may comprise a processor and a computer readable medium coupled to the processor. The …