Today's big challenge is to use data for informed decisions making. Despite the multitude of
data definitions, managers should manage this digital resource strategically to create a …

Traditional insurance is based on a centralized approach of risk transfer from the insureds to
an insurer. A traditional insurance contract is a bilateral contract between an insured and an …

With the rise of decentralized finance and insurance technology, there has been growing
interest in the financial industry for risk sharing mechanisms without a central authority or …

Online mutual aid (MA), an innovative FinTech-based risk sharing model that emerged in
China, aims to share medical costs for critical illnesses through decentralized digital …

Risk sharing has been practiced in various forms in the financial industry. This paper is the
first to study both dynamic and static risk‐sharing mechanisms for a group of participants …

Peer-to-peer insurance models combine insurer's underwriting with peers' risk sharing. This
paper presents a mathematical formulation of two emerging peer-to-peer insurance models …

Mutual aid insurance is a collective type of insurance where the policyholders share the
potential losses or risks that they may face. In this paper, we establish a mathematical …

It is fairly common in developed economies that a small set of insurers with large
capitalization often account for the majority of their insurance markets. While tight …

This paper considers risk-sharing schemes, aiming to demonstrate that it is possible to
enforce equal compensations by charging actuarially fair contributions. Specifically …

As a prominent disruptor to traditional private health insurance industry, the rapid growth of
online mutual aid (MA) platforms in China was abruptly halted by strong regulatory …