ICT projects are considered an important means of achieving development goals in
developing countries. Although voluminous, the research to date is inconsistent in theorizing …

The growing popularity of smartphones and the proliferation of technology have accelerated
the development of the digital payment industry. Fintech enables customers to access …

This research is a pioneering study into the adoption of mobile-based money services for
financial inclusion and sustainability in developing countries like Togo. Owing to their …

The financial industry has been affected by the rise of informational technology and is
actively developing digital finance. The use of technology has become an alternative …

This paper assesses the effect of information and communication technologies (ICTs) on the
informal economy. We applied the Generalized Method of Moments (GMM) on a sample of …

The landscape of financial inclusion has for long been considered as the soft side of
financial services, having received scarce attention from a financial, regulatory, and policy …

Abstract The scope of Human-Computer Interaction (HCI) research is expanding with regard
to the studied systems and stakeholders, and its impact areas. Service design has recently …

Mobile money adoption can contribute to achieving Sustainable Development Goals in
Uganda but the factors affecting its sustainable adoption remain largely unknown. This …

Poverty alleviation has become one of the biggest challenges for many countries and
access to financial services is considered to be a key driver of development and economic …

Recent studies have found that disruptive technologies, such as FinTech, have the potential
to overturn existing business models and overthrow incumbents. These studies have …