Neural pseudo-label optimism for the bank loan problem

A Pacchiano, S Singh, E Chou… - Advances in Neural …, 2021 - proceedings.neurips.cc
We study a class of classification problems best exemplified by the\emph {bank loan}
problem, where a lender decides whether or not to issue a loan. The lender only observes …

Improving algorithmic decision–making in the presence of untrustworthy training data

W Qi, C Chelmis - 2021 IEEE international conference on big …, 2021 - ieeexplore.ieee.org
Although data quality is of paramount importance in algorithmic decision–making, most
existing methods for supervised classification use training data without ever questioning …

[HTML][HTML] Predicting wheat production in Pakistan by using an artificial neural network approach

F Aslam, A Salman, I Jan - Sarhad Journal of Agriculture, 2019 - researcherslinks.com
Forecasting of wheat production is of great importance for farmers and agriculture policy
makers to improve production planning decisions. Numerous studies proved that traditional …

Learning the truth from only one side of the story

H Jiang, Q Jiang, A Pacchiano - International Conference on …, 2021 - proceedings.mlr.press
Learning under one-sided feedback (ie, where we only observe the labels for examples we
predicted positively on) is a fundamental problem in machine learning–applications include …

Ensembling of Performance Metrics in Credit Risk Assessment Using Machine Learning Analytics

A Bhattacharya, SK Biswas, A Mandal… - … Conference on Computing …, 2024 - Springer
A major financial risk to commercial banks is credit risk, which arises when borrowers default
on their debt. Accurately predicting the credit risk of their clients is a key difficulty faced by …

Label Denoising and Counterfactual Explanation with A Plug and Play Framework

W Qi, C Chelmis - 2022 IEEE International Conference on Big …, 2022 - ieeexplore.ieee.org
Most supervised classification methods assume perfect training data, although this is not
usually the case in the real–world. Meanwhile, counterfactual data generation approaches …

A comparative study of machine learning models in loan approval prediction

A Juyal, N Sethi, C Pandey, D Negi… - Challenges in …, 2025 - taylorfrancis.com
The lending sector, which is essential to modern life, sometimes provides a significant
portion of bank revenues. They assist with a variety of requirements, from helping people …

Evaluation of Neural Network and Logit Models for Classification of Default in Banking Loans

WJ López Flores - Engineering Headway, 2024 - Trans Tech Publ
The purpose of the study was to evaluate the performance of neural networks as modern
techniques to classify the risk of default against the traditional Logit statistical method, taking …

A Systematic Survey of Automatic Loan Approval System Based on Machine Learning

V Sharma, R Sharma - International Journal of Security and Privacy …, 2022 - igi-global.com
The banking sector is an integral part of an economy as it helps in capital formation. One of
the most critical issues of banks is the risk involved in loan applications. Employing machine …

Multi-Channel Prediction for Probability of Bank's Customer Credit Default Based on Machine Learning Techniques along with an earlier Recommendation System …

FHI Hazboun - 2023 - repository.aaup.edu
Lending institutions and banks are surrounded by a multi-risk business environment, the
most important of which are those related to clients' default and non-fulfillment of their …