The main aim of this research study is to examine the impact of five independent variables
viz. performance expectancy, effort expectancy, social influence, facilitating conditions, and …

Traffic congestion is a widespread problem that can affect tourists at psychological,
cognitive, physical, and social levels. Some cities are solving traffic congestion better than …

Purpose: This empirical study explores the use of digital wallets by Gen Z in Indonesia. This
study uses a quantitative approach and collects data through distributing questionnaires to …

The development of sophisticated technology has a very broad effect on various fields, one
of which is the financial sector. Fintech can change a person's behavioral intentions in …

Segala puji bagi-Nya yang Maha Kuasa dan Maha Bijaksana. Tesis ini disusun sebagai
wujud pengabdian dan dedikasi saya terhadap ilmu pengetahuan. Tak lupa saya ucapkan …