In the context of developing FinTech innovation, a commercial bank's use of FinTech
innovation can improve its risk management capability, thereby reducing its risk-taking. This …

Using data from Chinese commercial banks between 2008 and 2017, this paper explores
the effects of bank FinTech on credit risk. We first construct and measure a bank FinTech …

Does an increase in competition increase or decrease bank stability? I use a novel way to
capture changes in banking competition by exploring how the exogenous state-specific …

We examine the effect of competition on banking stability using a new measure of
competition based on the reallocation of profits from inefficient banks to efficient ones. In a …

This paper documents large cross-country variation in the relationship between bank
competition and bank stability and explores market, regulatory and institutional features that …

Using bank level measures of competition and co-dependence, we show a robust negative
relationship between bank competition and systemic risk. Whereas much of the extant …

This paper addresses the effects of bank competition on the risk-taking behaviors of banks in
10 Latin American countries between 2003 and 2008. We conduct our empirical approach in …

Competition has been suppressed for extended periods in banking and when it has been
unleashed, financial stability has suffered. This paper elucidates the relationship between …

National measures of competition and macroeconomic activity have traditionally been used
to examine performance and risk features across banks. Such measures may be …

This paper investigates whether greater competition increases or decreases individual bank
and banking system risk. Using a new text‐based measure of competition, and an …