“A brilliant and lucid new book”(John Lanchester, New York Times Magazine) about why
paper money and digital currencies lie at the heart of many of the world's most difficult …

We measure consumers' use of cash by harmonizing payment diary surveys from seven
countries. The seven diary surveys were conducted in 2009 (Canada), 2010 (Australia) …

Seit Erscheinen der vorigen Auflage ist die Flut an neuen Regulierungsvorschriften nicht
zum Stillstand gekommen. Die Regelungsinhalte sollen nach wie vor zahlreiche Defizite, die …

Using transaction-level data from a three-day shopping diary, we estimate a model of
consumer payment instrument choice that disentangles the effect of merchant card …

This article surveys the recent theoretical literature on payment cards (focusing on debit and
credit cards) and studies this research's possible implications for the current public policy …

Cashless payments hinder tax evasion because they build a trail for the underlying
transactions. Using European data, we find empirical evidence supporting this claim: credit …

Motivated by recent policy intervention into payments markets, we develop and estimate a
structural model of adoption and use of payment instruments by US consumers. Our …

Currency usage began a long trend decline in the decades after World War II. This was
expected to continue, and even accelerate, owing to payment technology innovations …

Purpose The purpose of the present study is to identify the determinants of continuance
intentions to use FinTech peer-to-peer (P2P) payment apps in India. Design A cross …

Research on holding and use of cash involves many aspects, such as reasons for holding
and hoarding cash, transactional demand for cash, cash management, type of spending …