The need for controlling and effectively managing credit risk has led financial institutions to
excel in improving techniques designed for this purpose, resulting in the development of …

Purpose This paper aims to survey the credit scoring literature in the past 41 years (1976-
2017) and presents a research agenda that addresses the challenges and opportunities Big …

Credit card transaction fraud costs billions of dollars to card issuers every year. A well-
developed fraud detection system with a state-of-the-art fraud detection model is regarded …

Credit Scoring and Its Applications, Second Edition : Back Matter Page 1 Bibliography [1]
Acharya, VV, Bharath, ST, and Srinivasan, A. (2007) Does industry-wide distress affect …

Credit scoring (CS) is an effective and crucial approach used for risk management in banks
and other financial institutions. It provides appropriate guidance on granting loans and …

Credit scoring is a crucial task within risk management for any company in the financial
sector. On the one hand, it is in the self-interest of banks to avoid approving credits to …

P2P online lending platforms provide services where individuals lend money to others
without the involvement of traditional financial institutions. Due to its convenience, the …

In this paper we present the impact of alternative data that originates from an app-based
marketplace, in contrast to traditional bureau data, upon credit scoring models. These …

Credit scoring tools are frequently used by lenders to identify bad borrowers who cannot
fully repay their liabilities. This is a classical problem of classification with imbalanced …

The small and medium-sized enterprises (SMEs) are allowed to guarantee each other and
form complex loan networks to receive loans from banks during the economic expansion …