Air pollution, due to its detrimental impacts on the environment, economy, and human
health, has emerged as a significant global challenge. To curb air pollution, policymakers …

Little is known about how patients dynamically respond to a forthcoming reduction in health
care out-of-pocket prices. Using a kinked Donut Regression Discontinuity design with kinks …

As an important measure to abate ship-source air emissions, the establishment of Emission
Control Area (ECA) has been adopted not only at international level, but also at national and …

Liquidity constraints create preferences over how insurance contracts move money across
both time and states because insurance can have a consumption-smoothing benefit. We …

Healthcare costs continue to rise considerably in the United States; one proposed solution is
to give consumers more choices regarding their healthcare decisions. Recent legislation …

Background Patient cost-sharing has been increasing around the world, despite the
evidence that it reduces both unnecessary and necessary health care utilisation. Financial …

Insurance coverage increases health care consumption, but less is known whether
moderate copayments affect adults' primary care utilization in a system characterized by …

No-claim refunds are cost-control instruments which stipulate a payback agreement
contingent on one or more claim-free years. We study how such no-claim refunds affect …

Understanding how health care utilization responds to cost-sharing is of central importance
for providing high quality care and limiting the growth of costs. We study whether the framing …

An important condition for optimal health insurance is that the level of health care coverage
is inversely related to the elasticity of demand. We show that this condition is not satisfied for …