Artificial Intelligence (AI) is creating a rush of opportunities in the financial sector, but
financial organizations need to be aware of the risks inherent in the use of this technology …

Both academic and nonacademic literature is evolving following the oscillating development
of artificial intelligence (AI) and computing power's evolution in their application to finance …

This chapter focuses on the literature that discusses the performance of microfinance
institutions (MFIs). It provides a systematic overview of research that analyses the …

Lifting the poor from poverty through financial and social inclusion is the ultimate target and
raison d'etre of microfinance. As the most recent literature has recognized, microfinance …

Purpose This paper aims to survey the credit scoring literature in the past 41 years (1976-
2017) and presents a research agenda that addresses the challenges and opportunities Big …

Microfinance institutions provide loans to low-income individuals. Their credit scoring
systems, if they exist, are strictly financial. Although many institutions consider the social and …

Credit scoring model development is very important for the lending decisions of financial
institutions. The creditworthiness of borrowers is evaluated by assessing their hard and soft …

The worldwide financial technology (FinTech) revolution is well underway. Given the
centrality of banks in the financial system, it is vital to comprehend the risks and …

The policy debate has been shifting from the finance-growth nexus to the finance-inequality
relationship. In the transition from Millennium Development Goals (MDGs) to Sustainable …

We draw on the phenomenon of caste-based discrimination in India and signaling theory to
assess whether microfinance credit scores improve the odds of female micropreneurs from a …