Background In the aftermath of the global financial crisis, millions of households have been
left with debts that they are unable to manage. Indebtedness may impair the wellbeing of …

This book was first conceived over 25 years ago. In 1982 when I was first approached by
Tim Hardwick to write this book the world was a very different place. The United Nations …

Poverty is positively associated with poor health; thus, some healthcare commissioners in
the UK have pioneered the introduction of advice services in health service locations …

Objective: This study examines the impact of indebtedness on depressive symptomatology,
anxiety, and anger. Method: We use data from a two-wave panel study of adults in Miami …

Young adults at the turn of the 21st century came of age in a time of unprecedented access
to credit but slowed growth in earnings, resulting in a dramatic increase in indebtedness …

Over the past two decades, credit cards have become increasingly available to low-income
families as credit-card issuers have extended credit to riskier customers.'Families that would …

We investigate the relationship between aggregate household debt and aggregate health
outcomes across 17 European countries over the period 1995 to 2012. Using a dataset of …

Regulating lenders that offer credit to consumers with impaired credit histories is a tricky
business. Consumers want access to credit, lenders want to charge high interest rates to …

In an era of increased access to credit, it becomes increasingly important to understand the
consequences of taking on unsecured consumer debt. We argue that credit can have both …

Over the past decade, sustainable consumption has emerged as an issue of growing
international prominence. Policy initiatives to facilitate more environmentally and socially …