We use multivariate logistic regressions to identify factors affecting adoption of Internet
banking. These factors include membership in a bank holding company, an urban location …

“How do banks make money?” is a deceivingly simple question. Banks make money by
charging interest on loans, of course. In fact, there used to be a standard, tongue-in-cheek …

The paper analyzes the provision of electronic financial services in countries, the impact of e-
finance on the financial systems, and the leapfrogging opportunities for emerging markets …

A robust banking sector is crucial to the economic health of every nation. In India, the fast‐
growing and competitive banking industry is being challenged by new regulations and ever …

The present paper examines the fundamental relationship between the country-level
infrastructure of the retail payment market and overall bank performance. Using data from …

Previous work on the exposure of firms to exchange rate risk has primarily focused on US
firms and, surprisingly, found stock returns were not significantly affected by exchange‐rate …

The tremendous advances in technology and the aggressive infusion of information
technology had brought in a paradigm shift in banking operations. Internet banking that has …

In the introduction to the study, the importance of the relationship between the supplier-
customer is addressed by collecting data and managing it thanks to technical solutions, with …

Banking over the Internet has attracted increasing attention over the past several years from
bankers and other financial services industry participants, the business press, regulators …

How is the banking industry responding to the rapid development of on-line commerce?
Evidence suggests that many banks are beginning to deliver credit and deposit products …