Abstract Since Edward Leamer's memorable 1983 paper,“Let's Take the Con out of
Econometrics,” empirical microeconomics has experienced a credibility revolution. While …

Borrowing decisions affect most households, with large stakes and implications for research
subfields as varied as macroeconomics and industrial organization. I review theoretical and …

It surprised investors, who dumped stocks and brought the market index down by 500 points
on Monday. It surprised policymakers, who rushed to rescue other financial institutions after …

Credit Scoring and Its Applications, Second Edition : Back Matter Page 1 Bibliography [1]
Acharya, VV, Bharath, ST, and Srinivasan, A. (2007) Does industry-wide distress affect …

Financial intermediation has changed dramatically over the past 30 years, due in large part
to technological change. The paper first describes the role of the financial system in a …

Black and Hispanic homeowners pay significantly higher mortgage interest rates than white
and Asian homeowners. We show that the main reason is that white and Asian borrowers …

This article studies how credit markets respond to policy constraints on household leverage.
Exploiting a sharp policy-induced discontinuity in the cost of originating certain high …

From the beginning of 2001 to its cyclical peak in April of 2006, the Standard and
Poor's/Case–Shiller Twenty City Composite Index rose by nearly 60 percent in real terms …

This article examines the link between mortgage securitization and lender screening during
the boom and bust of the US housing market. Using comprehensive data on both prime and …

Purpose Information asymmetry and poor solvency caused by uncertainties in supply chains
are the root causes of supply chain financing risks (SCFR). The purpose of this paper is to …