Financial access is considered a crucial element of entrepreneurship. Much of the literature
focuses on how individual actors demand or supply finance, but rarely within the context of …

We show that negative policy rates affect the supply of bank credit in a novel way. Banks are
reluctant to pass on negative rates to depositors, which increases the funding cost of high …

The linear economy model is being transformed into a circular model to positively impact the
environment, society, business, and sustainable development goals. However, emerging …

We analyse a sample of 6 million firm-year observations of large corporations and small and
medium sized enterprises (SMEs) spanning 6 European countries from 2005 to 2015, to …

Advances in smart technologies (Industry 4.0) assist managers of Micro Small and Medium
Enterprises (MSME) to control quality in manufacturing using sophisticated data-driven …

This study investigates bank financing to small and medium-size enterprises (SMEs) and
evaluates whether the difficulties of SMEs in accessing bank financing during a period of …

The COVID-19 pandemic posed an existential threat to European SMEs' financial resilience
with significant consequences for the European economy. Using unique firm-level data on …

We explore the impact of financing constraints and the role of banking markets integration
on the growth of small and medium enterprises (SMEs). The data are drawn from the …

Despite the plentiful debate on the effects of bank competition on SME access to finance and
growth, only few studies have explored the impacts on SME cost of debt. This study …

In this paper, we address the question of whether the gender of a firm's leader affects the
cost of bank funding faced by small and medium enterprises in Europe. Using a large …