Consumer finance/household finance: the definition and scope

JJ Xiao, C Tao - China Finance Review International, 2021 - emerald.com
Purpose The purpose of this literature review paper is to define consumer finance, describe
the scope of consumer finance and discuss its future research directions …

The influence of mobile QR code payment on payment pleasure: evidence from China

R Liu, J Wu, GF Yu-Buck - International Journal of Bank Marketing, 2021 - emerald.com
The influence of mobile QR code payment on payment pleasure: evidence from China |
Emerald Insight Books and journals Case studies Expert Briefings Open Access Publish with us …

Cash is alive: How economists explain holding and use of cash

O Shy - Journal of Economic Literature, 2023 - aeaweb.org
Research on holding and use of cash involves many aspects, such as reasons for holding
and hoarding cash, transactional demand for cash, cash management, type of spending …

The process of female borrower discouragement

V Naegels, N Mori, B D'Espallier - Emerging Markets Review, 2022 - Elsevier
Recent entrepreneurial finance literature identifies 'borrower discouragement'as an
important phenomenon explaining why female entrepreneurs hold less capital to grow their …

How do consumers make their payment choices?

J Stavins - Research Data Reports Paper, 2017 - papers.ssrn.com
Payment transformation has generated a shift from paper to cards and electronic payments
in the United States, but there is also a large degree of heterogeneity among consumers in …

Precautionary demand for cash and perceived risk of electronic payments

J Pietrucha, G Maciejewski - Sustainability, 2020 - mdpi.com
We have recently seen two conflicting trends in the use of cash. The share of e-payments in
retail transactions is steadily increasing, but the same upward trend is true for the share of …

Ctrl+ C Ctrl+ pay: Do people mirror electronic payment behavior of their peers?

C Van der Cruijsen, J Knoben - Journal of Financial Services Research, 2021 - Springer
Little is known about how the social environment influences payment behavior. Using
detailed payment diary data of Dutch consumers we show that payment behavior is likely …

Cash or card? Unravelling the role of socio-psychological factors

C Van der Cruijsen, F van der Horst - De Economist, 2019 - Springer
We build a model of consumers' payment behaviour that includes socio-psychological
factors and test it empirically by focussing on the choice between cash and electronic …

What factors keep cash alive in the European Union?

Y Titova, D Cornea, S Lemeunier - De Economist, 2021 - Springer
This paper aims to analyze the determinants of cash usage in a selection of European Union
(EU) countries over the 2003–2016 period, based on a set of technological, socioeconomic …

The impact of regulation on retail payments security: Evidence from Italian supervisory data

M Cologgi - Finance Research Letters, 2023 - Elsevier
This paper assesses the impact of the new strong customer authentication (SCA)
requirements introduced by the revised Payment Services Directive (PSD2) on the security …