The important role of MSMEs in the economy cannot be ignored, as they create jobs and
contribute to economic growth significantly. However, in the midst of increasingly fierce …

The purpose of this study is to identify factors that influence the use of ICT by MSMEs,
analyse the effect of ICT use on the competitiveness of MSMEs, and develop appropriate …

Job satisfaction achieved by lecturers can affect all aspects of productivity, from performance
to the quality of services provided in the academic community. This study focuses on …

The study examines the influence of the five pillars of inclusive financing on the
empowerment of micro-, small-and medium-sized enterprises (MSMEs) and the influence of …

The Indonesian economy currently lack of solid fundamentals, which has prompted the
government to continue strengthening Micro, Small, and Medium Enterprises (MSMEs). This …

The growth of online business transactions and people's behavior in the digital era has had
an impact on bank business. The Islamic banking industry is one industry that is currently …

Grocery store BSR is an SME engaged in the sale of goods for basic daily needs. Today's
business processes are still done manually. It has in-store sales services and a mobile sales …

Economics and the environment are issues that never end for debate. As long as the two are
not sustainable, they will continue to be highlighted in macroeconomic principles. In …

ABSTRAK UMKM merupakan salah satu penopang perekonomian di Indonesia dan
berkontribusi besar dalam penurunan angka pengangguran. Belakangan ini diketahui …

ABSTRACT Micro, Small, and Medium Enterprises (MSME) are indicators of a productive
and healthy Indonesian economy regarding people's well-being. This study aims to …