Continuous-time optimal reporting with full insurance under the mean-variance criterion

J Cao, D Li, VR Young, B Zou - Insurance: Mathematics and Economics, 2025 - Elsevier
We study a continuous-time, loss-reporting problem for an insured with full insurance under
the mean-variance (MV) criterion. When a loss occurs, the insured faces two options: she …

Optimal Loss Reporting in Continuous Time with Full Insurance

J Cao, D Li, VR Young, B Zou - Available at SSRN 4836749, 2024 - papers.ssrn.com
Experience-rating systems, such as bonus-malus systems, offer discounts on future
premiums to insureds who maintain a claim-free record, thereby generating incentives for …