This paper examines whether the development of the financial technology (fintech) industry
affects cost efficiency and the technology adopted for China's banking industry over the …

The technologies underlying money and payment systems are evolving rapidly. Both the
emergence of distributed ledger technology (DLT) and rapid advances in traditional …

Credit markets around the world are undergoing digital transformation which has led to the
rise in Fintech and Bigtech lending. Fintech and Bigtech lending is the provision of credit by …

This research explores the role of Fintech in changing traditional financial services. With a
focus on the transformation of the financial industry through technological innovation, this …

Purpose Financial Technology (FinTech) innovations enable the provision of financial
services to many unbanked across the world by increasing access. The key role of FinTech …

The availability of financial technology services, accessibility, ease of use and performance,
transaction costs, and service security of Fintech have a positive and significant effect on …

Financial technology (Fintech) has influenced business by helping create better services for
consumers and businesses. Fintech, however, brings new challenges for regulators, who …

In the current 4th industrial revolution, digital finance is at the forefront of banking
infrastructure and sustainable economic growth. It is becoming the baseline in conventional …

Financial technology (fintech) has emerged as a major player in the global financial system,
providing a range of services such as payments, digital currencies, money transfers, loans …

The year 2020 marked the start of a new decade and a new period of evolution for the global
financial system and the global economy. It also brought the first global pandemic of the 21st …