Consumer credit risk assessment: A review from the state-of-the-art classification algorithms, data traits, and learning methods

X Zhang, L Yu - Expert Systems with Applications, 2024 - Elsevier
Credit risk assessment is a crucial element in credit risk management. With the extensive
research on consumer credit risk assessment in recent decades, the abundance of literature …

A comprehensive survey on applications of AI technologies to failure analysis of industrial systems

S Bi, C Wang, B Wu, S Hu, W Huang, W Ni… - Engineering Failure …, 2023 - Elsevier
Component reliability plays a pivotal role in industrial systems, which are evolving with
larger complexity and higher dimensionality of data. It is insufficient to ensure reliability and …

Adaptive KNN and graph-based auto-weighted multi-view consensus spectral learning

Z Jiang, X Liu - Information Sciences, 2022 - Elsevier
The multi-view learning is a fundamental problem in the multimedia analysis. However, most
existing multi-view learning methods need to calculate a similarity matrix for each view. This …

Multi-view cost-sensitive kernel learning for imbalanced classification problem

J Tang, Z Hou, X Yu, S Fu, Y Tian - Neurocomputing, 2023 - Elsevier
Multi-view imbalanced learning concentrates on recognizing valuable patterns from multi-
view imbalanced data. There are numerous algorithm-level multi-view imbalanced learning …

Improvement of Machine Learning-Based Modelling of Container Ship's Main Particulars with Synthetic Data

D Majnarić, S Baressi Šegota, N Anđelić… - Journal of marine science …, 2024 - mdpi.com
One of the main problems in the application of machine learning techniques is the need for
large amounts of data necessary to obtain a well-generalizing model. This is exacerbated for …

Imbalanced binary classification under distribution uncertainty

X Ji, S Peng, S Yang - Information Sciences, 2023 - Elsevier
Imbalanced binary classification plays an important role in many applications. Some popular
classifiers, such as logistic regression (LR), usually underestimate the probability of the …

A hierarchical attention-based feature selection and fusion method for credit risk assessment

X Liu, Y Li, C Dai, H Zhang - Future Generation Computer Systems, 2024 - Elsevier
A stable financial environment is requisite for the continuous growth of the E-business
market, emphasizing the importance of credit risk assessment. Generally, credit risk …

AutoEIS: Automatic feature embedding, interaction and selection on default prediction

K Xiao, X Jiang, P Hou, H Zhu - Information Processing & Management, 2024 - Elsevier
Deep models have shown the effectiveness in various areas, eg, finance, healthcare and
recommendation system. Among them, default prediction is a major application in the …

Causal Discovery and Deep Learning Algorithms for Detecting Geochemical Patterns Associated with Gold-Polymetallic Mineralization: A Case Study of the …

Z Luo, R Zuo - Mathematical Geosciences, 2024 - Springer
The identification of mineral deposit footprints by processing geochemical survey data
constitutes a crucial stage in mineral exploration because it provides valuable and …

MVQS: Robust multi-view instance-level cost-sensitive learning method for imbalanced data classification

Z Hou, J Tang, Y Li, S Fu, Y Tian - Information Sciences, 2024 - Elsevier
Multi-view imbalanced learning is to handle the datasets with multi-view representations and
imbalanced classes. Existing multi-view imbalanced learning methods can be divided into …