This paper investigates the consequences of the COVID-19 crisis on firms' performance and
financial vulnerability. Exploiting longitudinal firm-level data from the World Bank's …

A major challenge to SME growth has been access to credit meanwhile literature exploring
the effects of lending methodologies on credit access has paid little attention to how credit …

This paper investigates firms' access to bank credit in eleven euro area countries over the
periods 2014–2019. Exploiting firm-level longitudinal data, we analyse loan demand and …

We conduct a survey among 1922 Swiss SMEs to analyze their access to bank loans. Credit-
constrained SMEs are six times more likely to be discouraged than rejected. The most …

The central aim of this article is to shed light on why a firm in need of credit is unwilling to
borrow and why its loan application might be rejected. Based on the 2015 China Micro and …

Using detailed data on European manufacturing firms, this paper investigates the role of firm-
bank relationships and lending technologies in firms' access to credit during the 2007–2009 …

This study sought to ascertain the factors that drive the demand for credit among businesses
in the high-density markets in Kampala (Uganda) and its suburbs and draw implications for …

Firms can be credit constrained either because they decide not to apply for such a loan due
to expected rejection or because the application has been rejected by the bank. Using a …

Since many SMEs (small and medium-sized enterprises) lack internal resources, they
usually look for external credits that banks are the main providers of. However, most of those …

Lending decisions of banks is a function of accounting information of borrowing firms,
however, in contemporary times the quality of their accounting information is not …