Using information on timing and number of claims in a unique data set pertaining to
comprehensive automobile insurance with the increasing deductible provision in Taiwan …

A new rating system of automobile insurance for vehicle damage in Taiwan was launched in
1996, introducing a deductible that increases with the number of claims. In this article, we …

This study designs an optimal insurance policy form endogenously, assuming the objective
of the insured is to maximize expected final wealth under the Value-at-Risk (VaR) constraint …

This study provides novel insights into the design of insurance contracts for repetitive losses
from natural disasters, such as typhoons, hurricanes, and wildfires, which have become …

Bir piyasa başarısızlığı olan asimetrik bilgi, belirsizlik ve risk unsurlarının ön plana çıktığı
sigorta sektöründe sıklıkla görülmektedir. Hayat dışı sigorta branşları arasında yer alan …

This study presents the optimal deductible form for loss prevention under moral hazard
when repeated losses occur within an insurance period. First, we find endogenously that a …

This paper examines the relationships between voluntary automobile insurance policy
options and risk classification under a heavily regulated rating system in Taiwan. We …

When specifying a new coverage option, underwriters must assess its viability with respect
to profitability, consumer demand, and regulatory consent. This article specifies a new …