Credit risk is the risk of financial loss when a borrower fails to meet the financial commitment.
While there are many factors that constitute credit risk, due diligence while giving loan (credit …

Abstract The assessment of Enterprise Credit Risk (ECR) is a critical technique for
investment decisions and financial regulation. Previous methods usually construct …

Business failure prediction has long been an active research field in finance. Due to advent
of new regulations like Basel ΙI business failure prediction methods moves from traditional …

Credit risk is one of the most important topics in the risk management. Meanwhile, it is the
major risk of banks and financial institutions encountered as claimed by the Basel capital …

Credit risk assessment has been one of the most appealing topics in banking and finance
studies, attracting both scholars' and practitioners' attention for some time. Following the …

Credit risk arises when a lender or client in a debt agreement fails to make the required
instalment. Major advancements in credit risk intelligence have been made in the last …

İnsanların son dönemlerde bankalardan kredi talepleri oldukça fazlalaştığı görülmektedir.
Bu durum bankalar açısından olumlu bir durum gibi gözükse de aynı zamanda çok fazla risk …

This research introduces an innovative machine learning model capable of accurately
classifying the direction of credit limit adjustments. It also identifies the variables that will be …

Anotace Credit risk arises when a lender or client in a debt agreement fails to make the
required instalment. Major advancements in credit risk intelligence have been made in the …

Predmet istraživanja ove doktorske disertacije je razvoj novog metodološkog okvira, kao i
praktična implementacija internog kreditnog rejtinga modela za segment velikih i srednjih …