The importance of customer-oriented marketing has increased for companies in recent
decades. With the advent of one-customer strategies, especially in e-commerce, traditional …

This research was carried out in order to conduct credit and risk analysis in the financial and
banking sectors. This analysis is carried out by a credit analyst on the borrowers in order to …

Many authors focus on detecting accounting record manipulation using various models and
investigating the reasons of accounting falsification and alteration. In general, the tax base is …

In this paper, a cluster based association management for heterogeneous users has been
addressed. The aim is to explore frame aggregation for the high throughput (HT) users such …

Customer segmentation is a crucial aspect of mar-keting strategies. It enables companies to
tailor products and services to specific customer groups, thereby enhancing enterprise …

The study focuses on the extraction of necessary parameters for developing a suitable
landslide susceptibility map (LSM) using text mining. The study applies text mining concepts …

The credit risk classification of clients is an essential task in financial institutions, as it allows
the responsible officer to grant or deny a loan to a potential borrower. Therefore, the …

El análisis de riesgo de crédito desempeña un papel crucial en el sector financiero, ya que
evalúa variables que podrían deteriorarse en circunstancias particulares, llevando a un …