The rapid evolution into a 24 h society challenges individuals' ability to conciliate work
schedules and biological needs. Epidemiological research suggests that social and …

In this paper we detail the entire Regression Discontinuity Design (RDD) history, including
its origins in the 1960s, and its two main waves of formalization in the 1970s and 2000s …

Many empirical applications of regression discontinuity (RD) models use a running variable
that is rounded and hence discrete, eg age in years, or birth weight in ounces. This paper …

While reverse mortgages are intended as a tool to enable financial security for older
homeowners, in 2014, nearly 12 percent of reverse mortgage borrowers in the federally …

Using a property-level data set of houses in Los Angeles County, I estimate that about 15%
of the recent surge in mortgage defaults is attributable to early cohorts of homebuyers who …

Using a nationally representative panel of consumer credit records for the US from 1999 to
2021, we document a positive correlation between child and parent homeownership. We …

This paper explores the relationship between home equity, financial distress, and
cancerrelated mortality. We find that highly-levered patients are more likely to refuse medical …

Does the ability to pledge an asset as collateral, after purchase, affect its price? This paper
identifies the impact of collateral service flows on house prices, exploiting a plausibly …

This paper studies the relationship between household credit and small business loans
using the 1997 liberalization of home equity lending in Texas. First, we build a closed …

Credit conditions have caused real estate booms and busts, owing to an underpricing of
credit risk aided by regulatory arbitrage and shadow financing. Across countries, real estate …