This paper provides an overview of the literature examining how the introduction of a CBDC
would affect the banking sector, financial stability, and the implementation and transmission …

We investigate whether unequal access explains why low-income and Black households
use bank branches less than high-income and White households, despite relying on them …

We explored the potential benefits of digital financial education programs among Hispanics,
through the design, implementation and evaluation of a community-based digital …

Purpose Financial inclusion can be proxied by banking status. The purpose of this study is to
investigate the potential effects of financial capability on the financial fragility of US adults …

Abstract In 2019, the Federal Deposit Insurance Corporation (FDIC) reported that 7.1 million
households in the United States (5.4%) were unbanked and lacked a checking or savings …

Early exposure to poverty may have profound and enduring impacts on developmental
trajectories over the lifespan. This study investigated potential links between childhood …

Purpose Unbanked status in the United States varies across the population, but the
phenomenon of being unbanked tends to be more pronounced for Black households. This …

In recent decades, entities in both the public and private sectors have worked to promote
payment inclusion in the United States, whether by expanding the supply of transaction …

Promoting bank account ownership is important because having a bank account is the
foundation for households' financial well-being. Unbanked households differ in their …

This study aims to answer questions regarding the relevance of mosque financial inclusion
and a sustainable economy. This study uses a case study approach and a policy approach …