[PDF][PDF] Do information processing costs matter to regulators? Evidence from the US shadow bank supervision

O Even-Tov, A Su, KP Wang - Evidence from the US Shadow Bank …, 2023 - utah-wac.org
This study examines the effect of reducing information processing costs on US state
regulators who supervise mortgage companies (ie,“shadow banks”). State regulators …

Shedding Light on Bias: Consumer Complaint Disclosure and Racial Equity in Financial Services

X Li, N Zhou - Available at SSRN 4908969, 2024 - papers.ssrn.com
We investigate the effect of the Consumer Financial Protection Bureau's 2015 disclosure of
complaint narratives on reducing racial disparities in financial services. Employing a triple …

Do Information Processing Costs Matter to Regulators? Evidence from the US Mortgage Companies' Supervision

O Even-Tov, JA Su, KP Wang - Evidence from the US Mortgage …, 2024 - papers.ssrn.com
We examine the impact of reducing information processing costs on US state regulators who
supervise mortgage companies. State regulators traditionally disclosed enforcement actions …